AIG Insurance Claim Coverage

Beginning on July 28, 2015, Richland School District Two will provide insurance coverage through AIG for:

1. athletes injured while participating in interscholastic sports.

2. students injured on a Richland Two school campus or off campus while participating in a school-sanctioned and school-supervised activity.
The insurance, which helps cover the cost of medical care by a physician or healthcare facility, is in excess of the student’s primary coverage. The coverage provided is at 70 percent coinsurance with limits on physical therapy, ambulance and dental. The district’s supplemental coverage becomes the primary coverage if a student or athlete is uninsured. The district does not select medical doctors or medical facilities and has no control over the amount of money they charge for services. The parents of the student athlete must obtain a injury claim form to have access to these potential benefits, please note all claims must be filed within 90 days of injury. Below are the procedures to obtain an injury claim form for athletic related injuries.
High School Athletics: Injury Claim Form Procedure

Step 1: Parents of an injured student athlete, who has been referred to a physician by a staff athletic trainer, should receive or ask the staff athletic trainer for a claim form. In the event an athlete sees a physician for an injury, but was not referred by a staff athletic trainer, the athlete’s parent should contact the head athletic trainer ASAP.

Step 2: The parent should complete the claim form and follow the directions to file the claim. Parents are strongly encouraged to make a photocopy of the completed claim form for their records. Failure to do so may result in a claim not being filed.
Middle School Athletics: Injury Claim Form Procedure
*If the injury sustained by the middle school student athlete while participating in a high school sponsored sports team then the claim form must be obtained from the high school.

Step 1: Parents of an injured student athlete who has been seen by a physician or healthcare facility for an injury sustained during middle school athletic participation should contact the middle school Athletic Director for a claim form.

Step 2: The parent should complete the claim form and follow the directions to file the claim. Parents are strongly encouraged to make a photocopy of the completed claim form for their records. Failure to do so may result in a claim not being filed.
*Please note all claims must be filed within 90 days of injury.